Retirees at Risk in Ultra Low Interest Rate Environment

In a recent op-ed piece in The Wall Street Journal Charles Schwab highlights the fact that the vast majority of retirees in the U.S. are suffering in the current low interest rate environment. The paltry returns on savings--the average rate on a one year CD is 1.3 percent--are 76 percent lower than even four years ago.

Demographics and Longevity Risk

The CFA Institute recently published an interview with Amlan Roy in the March/April issue of CFA Magazine. Amlan Roy is the head of global demographics and pension research at Credit Suisse in London.

Unemployment and Longevity

An article in the Huffington Post refers to a study linking long-term unemployment to longevity.

Not surprisingly, there is an inverse correlation: longer or higher levels of unemployment correlate to decreasing longevity.

Key Phrases: 
Key Phrases:
Key Phrases: 

Why You Should Care About Predictive Medicine and Anti-Aging Science

Much of my professional background has been focused around the healthcare industry and I find the fields of...

Should I invest in a variable annuity?

Thanks for reaching-out.

It is generally very difficult if not impossible to provide a simple yes/no answer to this type of question without having much more detail regarding your situation and needs.  That said, here are some things to think about: