Retirement

Annuities and Framing

Submitted by tom on Mon, 03/08/2010 - 14:56

The term "framing" refers to the manner in which the annuity purchase decision is presented or "framed" for the consumer.

The term is from the field of behavioral economics / behavioral finance and involves natural (how we are hard-wired) psychological hurdles that impede the understanding and adoption of annuities.

There is a ton of material on the issue.

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Study Shows Health Care Costs are a Major Risk in Retirement

The Center for Retirement Research at Boston College just published a study that examines the distribution of health spending after age 65. The results are eye-opening and should serve to reinforce the fact that health costs are one of the major risk factors for retirees. The findings include: Excluding nursing home care, a typical couple at age 65 can expect to spend over its remaining lifetime $197,000 with a 5 percent risk of their spending exceeding $311,000. When including nursing home...

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Retirement

Health

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Success Stories

Submitted by tom on Fri, 02/26/2010 - 15:55

From the Wall Street Journal, so somewhat second-hand.

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Your Experiences with Annuities

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Public Sector Pensions

Submitted by tom on Thu, 02/25/2010 - 21:42

A couple of eye opening stories in a recent op-ed piece by Steve Forbes.

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Social Security & Pensions

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Retirement Income Planning

Submitted by tom on Wed, 02/24/2010 - 10:30

Yet another interesting article from Darla Mercado at Investment News discusses the push among financial advisors to consider annuity purchases in the context of a larger retirement planning process.

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About Financial Advisors

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