Insurance

A contract that involves the insured paying a premium to an insurance company in exchange for protection against the risk of a large loss.

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Exams and Suitability

An interesting article from Darla Mercado of Investment News discusses the NAIC's

Structured Settlements and Annuities

Structured settlements are often a reference point for my friends and relatives who are involved in the legal profession.  Conversations typically involve an acknowledgement of basic...

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What is M&E fees?

M&E fees (also referred to as mortality and expense charges) are part of the expense structure of annuities.  In general, these charges cover the insurance guarantees provided by the insurance comp

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