What are some rules of thumb for fixed income ppl choosing between bonds and annuities with their lump sum retirement payouts?
This is a great question but it is difficult to answer briefly.
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Insurance
A contract that involves the insured paying a premium to an insurance company in exchange for protection against the risk of a large loss.
I have heard that annuities are not good investments. How do I know if an annuity is right for my situation?
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Harvard Professor Roland Fryer – The Annuity Puzzle and Why People are More Comfortable Flying if They Can See the Cockpit
The annuity puzzle refers to the fact that few people choose to annuitize even a portion of their...
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Owners of Variable Annuities with Living Benefits Protected from Market Storm
Certain living benefit guarantees--particularly guaranteed minimum withdrawal benefits--embedded in variable annuities have provided owners with downside protection during the recent financial market turmoil. A popular variable annuity -- the one with guaranteed “living benefits” -- may be the riskiest product ever sold by the insurance industry. Risky to the health of the insurance carriers, that is. If you bought one of these annuities, you will collect your promised, fixed, minimum income...
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What types of fees should an annuity investor expect to pay?
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