Perspective L Series offered by Jackson National

Type of Product Variable Annuity
Product NamePerspective L Series
Offered byJackson National
Company Info

Jackson National Life Insur... read more

Contract and Purchasing
Minimum Premium Payment10000
Maximum Premium Payment1000000
Minimum Additional Premium Payment500
Maximum Age at Start of Contract90
Total Number of Investment Options100 [Find annuities with more investment options]
Fixed Account
Minimum Fixed Account Rate Guarantee1 [Find annuities with higher fixed account minimum rate guarantees]
Features and Benefits
Free WithdrawalsYes
Free Withdrawal Limit10
Waiver of Withdrawal ChargesAvailable
Guaranteed Death BenefitAvailable
Are Telephone Transactions AllowedYes
Fees and Expenses
Minimum Total Fees and Expenses2.17 [Find annuities with lower fees and expenses]
Maximum Total Fees and Expenses4.01 [Find annuities with lower fees and expenses]
Minimum Mortality and Expense Risk Charge "M&E Fee"1.45 [Find annuities with lower mortality and expense fees]
Maximum Mortality and Expense Risk Charge "M&E Fee"1.45 [Find annuities with lower mortality and expense fees]
Administrative Fee35.00 [Find annuities with lower administrative fees]
Contract Maintenance Fee0.15 [Find annuities with lower contract maintenance fees]
Early Withdrawal Charges / Surrender Fees Request Access
Minimum Investment Management Fee0.57 [Find annuities with lower investment management fees]
Maximum Investment Management Fee2.41 [Find annuities with lower investment management fees]
Sales Compensation
Maximum Commissions8 [Find annuities with lower commissions] [Find annuities with higher commissions]
Contact Information
Company OfferingJackson National
Company TypeInsurance Company
Phone Number877-565-2968
Talk to a Financial Advisor
Contact Information Connect with a Financial Advisor
Reviews and Ratings
Average Review

5/5 from 1 Reviews

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Product Ratings and Reviews

Average: 5 (1 vote)

Jackson National seems to have emerged as one of the leaders in the U.S. variable annuity market over the past few years.

The Perspective L series comes with a load of interesting investment options.  Almost 100 different investment vehicles that fall into either individual investment vehicles or a sort of bundled asset allocation portfolio.

The asset allocation portfolios are pretty much turn-key and they provide access to some interesting "alternative" investments.

The L series also comes with a relatively short surrender charge schedule. Industry norm seems to be around 7 years.  Jackson L series is a 4 year surrender schedule that starts at 8 percent year 1 and falls to 5.5 percent year 4. 

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