The B series has a fee structure that is lower than the other variable annuities in the same Prudential series.
The L, X and C products from Pru seem to have insurance charges that start at a higher level and then decrease after some period of time.
The insurance charges for the B series stay the same throughout the life of the contract.
M&E fees are 1.15 percent and contract fees are another 15 basis points for a total insurance charge of 1.3 percent.
Contingent deferred sales charges are also a bit lower than the other annuities in this series.
