Living at a level of comfort you’re used to when you retire requires taking steps to ensure that you have enough money. Retirement planning involves examining your goals for retirement, and then figuring how much you need to meet those objectives. You need to figure-out when to start investing and saving, how much you need to save, and what you may expect to receive from other sources such as Social Security. Retirement objectives, costs and resources are issues you need to take stock of before you quit working. Otherwise, you may find that you can’t afford to stop working.
Submitted by tom on
Yet another interesting article from Darla Mercado at Investment News discusses the push among financial advisors to consider annuity purchases in the context of a larger retirement planning process.
Submitted by tom on
Boston University Professor Laurence Kotlikoff is full of interesting ideas on a range of topics--including personal finance and retirement planning.
A recent piece of his provides a good overview of the factors that contributed to the financial crisis.
Submitted by tom on
Much has been written and discussed over the past several weeks since the Obama Administration suggested that annuities may play a key role in the financial and retirement planning lives of millions of Americans.
This discussion topic should serve as a thread for thoughts and comments on this somewhat controversial issue.
