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Ruin Contingent Life Annuity

A ruin contingent life annuity (RCLA) allows one to combine a long-term equity put option with a deferred life annuity. The combination provides protection against both capital market or investment risk and longevity risk.

Longevity Risk and Portfolio Protection Without a Variable Annuity

Two of the most daunting risks faced by the majority of retirees are:

Glossary: 
Annuity
Annuitant
Capital Market
Guaranteed Living Benefit
Insurance
Insure
Life Annuity
Longevity Annuity
Lump Sum
Variable Annuity
Longevity Risk
Longevity
Capital
Sequence of Returns Risk
Income
Standalone Living Benefit
Advanced Life Deferred Annuity
Ruin Contingent Life Annuity
Volatility
Key Phrases Autotag: 
Retirement
Market Volatility
Health
Moshe Milevsky
Key Phrases:
Glossary: 
Annuity
Annuitant
Capital Market
Guaranteed Living Benefit
Insurance
Insure
Life Annuity
Longevity Annuity
Lump Sum
Variable Annuity
Longevity Risk
Longevity
Capital
Sequence of Returns Risk
Income
Standalone Living Benefit
Advanced Life Deferred Annuity
Ruin Contingent Life Annuity
Volatility
Key Phrases Autotag: 
Retirement
Market Volatility
Health
Moshe Milevsky

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