Volatility is a measure of how the price of an asset – be it a stock, an option or a fund - changes. Volatility tracks how much the price moves and also how fast it changes. Beta is a commonly used statistical measure that represents volatility, and the higher beta is, the greater the risk. There’s usually a reference index such as the S&P 500 and if a stock perfectly tracks the index, it is said to have a beta of 1.0. If it changes more than the index, be it on the up or downside, it is a high beta stock. For example, a stock with a beta of 1.5 means that historically, it has moved 150% for every 100% move in the benchmark index. Mutual funds nowadays provide free volatility measures so you can get a good feel for how stable the fund is year in and year out.

Longevity Report

Thank you for taking time to visit

Sequence of Returns Risk

Sequence of returns risk is something that anyone remotely close to retirement or recently retired should be thinking about in light of constant capital market volatility.

Capital Market Volatility

After the past week, I'm really starting to wonder why any retail investor would continue to tolerate the ridiculous danger and volatility of capital markets--especially the markets for public equities.

The volatility is absurd. How can people continue to play around with their retirement assets or life savings in this type of environment?

Inflation and Fixed Indexed Annuities

This forum thread is a continuation of a conversation that began as a comment and can be found here:


The comment came from Phillip Hawley and is as follows: