Accumulation Phase

The accumulation phase is the period during which the owner of a deferred annuity makes payments that will accumulate and provide the basis for future annuitization.

New Health Care Expense Software is Taking Aim at a Retirement Planning Void

There is a strong case to be made for health care as the linchpin of retirement planning.  Virtually every...

Who Needs Annuities

META Tag Title: 
Annuity Digest Buying Guide: Who Needs Annuities

Annuities are neither useful nor appropriate for many people.

As emphasized throughout this buying guide, a good financial plan that focuses on retirement income needs should be the foundation of any annuity purchase decision.


American Fidelity

Short Company Name: 
American Fidelity
Long Company Name: 
American Fidelity Assurance Group

Company Type: 
Insurance Company
Oklahoma City
ZIP Code: 
Phone Number: 
Year Founded: 

Dramatic Changes in Retirement Landscape

The picture for near and current retirees has changed 180 degrees in the past couple of years. Questions such as where to retire and what do do during retirement are replaced with whether to retire and how to make sure one does not run out of money during retirement. Working longer, waiting to draw on Social Security , and understanding longevity risk are front and center for the vast majority of retirees. Decumulation or drawing sustainable income from accumulated financial assets is one of...