An asset any item of tangible or intangible value that entails a future benefit. For example, funds in a 401(K) are assets that can be converted into retirement funds or income at a future date.
Submitted by tom on
An interesting paper (click here to read) from a a Milliman consultant on asset / portfolio management (from the insurance company's perspective) for annuities.
The focus is naturally on fixed deferred annuities.
Submitted by tom on
Another very interesting article from Leslie Scism of the Wall Street Journal (article can be viewed by clicking here).
A continuation of the discussion thread on low fee annuities that can be viewed by clicking here.
The Journal article discusses variable annuities and the impact that relatively inexpensive ETFs are having on product development.
Submitted by tom on
So what is the cost of having a retirement that is essentially free of financial risk?
Submitted by tom on
A very good article from Advisor One / Research Magazine on the challenges financial advisors face in developing practices that focus on retirement income planning.
A detailed discussion of how the discipline of retirement planning differs from asset accumulation.
