Annuity Costs

Annuity Costs May Increase as a Result of Dodd-Frank Act

The financial system reforms imposed by the Dodd-Frank Act will likely result in a broad range of increases in the cost of financial services products. Similar to Sarbanes-Oxley, the regulatory costs of the legislation will ultimately be passed along to the buyers of financial services.

Cheaper Annuities

Another very interesting article from Leslie Scism of the Wall Street Journal (article can be viewed by clicking here).

A continuation of the discussion thread on low fee annuities that can be viewed by clicking here.

The Journal article discusses variable annuities and the impact that relatively inexpensive ETFs are having on product development.


Consider Annuities to "Build a Pension and Salvage Your Nest Egg"

An in depth and very worthwhile article in the Wall Street Journal discusses annuities in the context of the financial crisis. Surging demand for annuities--particularly fixed--is a natural reaction to the volatility and pain experienced over the past couple of years. That said, would-be buyers need to inform themselves and consider the pros and cons associated with the entire landscape of options. Topics addressed in the article include: 1) The notion of creating a personal pension 2) Annuity...