Income

Income can refer to cash flow derived from a variety of sources, including personal earnings, investment earnings, businesses or even real estate. These forms of income are generally referred to as earned income. There are also sources of unearned income, particularly when discussing investments. Dividends, capital gains and interest are common examples of unearned income.

Retirement Income Planning

Yet another interesting article from Darla Mercado at Investment News discusses the push among financial advisors to consider annuity purchases in the context of a larger retirement planning process.

Putnam Investments is Positioning Itself at the Forefront of the Retirement Income Industry

Both the Obama Administration and Congress are considering ways in which Americans can become more aware of the need for guaranteed lifetime income.
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Demand for Talent is Strong in the Retirement Income Market

A recent study by IbisWorld estimates that the cumulative revenue growth in the retirement planning industry over the next decade will be 134%. Demand for skills in and around retirement income products and distribution is very high at the moment, and this will likely continue to be the case.

Annuities and Other Forms of Guaranteed Income are Priorities for the Obama Administration

Much has been written over the past couple of weeks about the Obama Administration's support of annuities.

The New York Times ran a story about the "unloved annuity getting a hug from Obama."

Bloomberg featured an article in its personal finance section describing the potential, the pitfalls and the overall industry enthusiasm surrounding in-plan annuities.

The federal government has posted a...

Federal Government Requests Advice on Use of Annuities in Retirement Plans

A handfull of federal agencies have posted a request in the Federal Register. The agencies are requesting information and advice on the use of annuities and other lifetime income products in employer sponsored retirement plans such as 401ks. Comments are due May 3. The interest stems from the prevalence of defined contribution retirement plans such as 401ks and the fact that most participants in these retirement plans distribute their savings in the form of a lump sum rather than a stream of...
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