Retirement

Retirement Access X Series

Also see the product listing for Retirement Access B Series.

Also see the product listing for Retirement Access L Series.

Glossary: 

Annuity

Variable Annuity

Key Phrases: 

Retirement

Annuity Product Types: 

Variable Annuity

Company Offering: 

Allstate

Surrender Fees: 

9%

9%

8%

7%

6%

5%

4%

3%

2%

0%

Variable Annuity Fields

Minimum Premium Payment: 

10000

Maximum Premium Payment: 

1000000

Minimum Additional Premium Payment: 

100

Maximum Age at Start of Contract: 

75 years

Minimum Total Fees and Expenses: 

2%

Maximum Total Fees and Expenses: 

4%

Minimum Mortality and Expense Risk Charge “M&E Fee”: 

1%

Maximum Mortality and Expense Risk Charge “M&E Fee”: 

1%

Administrative and Contract Maintenance Expense: 

0%

Administrative Fee: 

$35

Minimum Investment Management Fee: 

1%

Maximum Investment Management Fee: 

2%

Total Number of Investment Options: 

62

Maximum Number of Concurrent Investment Options: 

62

Free Withdrawals: 

Yes

Free Withdrawal Limit: 

10

Waiver of Withdrawal Charges: 

Available

Guaranteed Death Benefit: 

Available

Are Telephone Transactions Allowed: 

Yes

Commissions (Maximum): 

7%

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Key Phrases:

Glossary: 

Annuity

Variable Annuity

Key Phrases: 

Retirement

Annuity Product Types: 

Variable Annuity

Retirement Cornerstone L Series

Glossary: 

Annuity

Variable Annuity

Key Phrases: 

Retirement

Retirement Cornerstone

Annuity Product Types: 

Variable Annuity

Company Offering: 

Axa Equitable

Surrender Fees: 

8%

7%

6%

5%

0%

Variable Annuity Fields

Minimum Premium Payment: 

10000

Maximum Premium Payment: 

1500000

Minimum Additional Premium Payment: 

500

Maximum Age at Start of Contract: 

85 years

Minimum Total Fees and Expenses: 

2%

Maximum Total Fees and Expenses: 

4%

Minimum Mortality and Expense Risk Charge “M&E Fee”: 

1%

Maximum Mortality and Expense Risk Charge “M&E Fee”: 

1%

Administrative and Contract Maintenance Expense: 

0%

Administrative Fee: 

$30

Minimum Investment Management Fee: 

0%

Maximum Investment Management Fee: 

2%

Total Number of Investment Options: 

109

Maximum Number of Concurrent Investment Options: 

109

Free Withdrawals: 

Yes

Free Withdrawal Limit: 

10

Waiver of Withdrawal Charges: 

Available

Guaranteed Death Benefit: 

Available

Are Telephone Transactions Allowed: 

Yes

Commissions (Maximum): 

9%

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Key Phrases:

Glossary: 

Annuity

Variable Annuity

Key Phrases: 

Retirement

Retirement Cornerstone

Annuity Product Types: 

Variable Annuity

Retirement Cornerstone CP Series

Glossary: 

Annuity

Variable Annuity

Key Phrases: 

Retirement

Retirement Cornerstone

Annuity Product Types: 

Variable Annuity

Company Offering: 

Axa Equitable

Surrender Fees: 

8%

8%

7%

6%

5%

4%

3%

2%

1%

0%

Variable Annuity Fields

Minimum Premium Payment: 

10000

Maximum Premium Payment: 

1500000

Minimum Additional Premium Payment: 

500

Maximum Age at Start of Contract: 

70 years

Minimum Total Fees and Expenses: 

2%

Maximum Total Fees and Expenses: 

3%

Minimum Mortality and Expense Risk Charge “M&E Fee”: 

1%

Maximum Mortality and Expense Risk Charge “M&E Fee”: 

1%

Administrative and Contract Maintenance Expense: 

0%

Administrative Fee: 

$30

Minimum Investment Management Fee: 

0%

Maximum Investment Management Fee: 

2%

Total Number of Investment Options: 

109

Maximum Number of Concurrent Investment Options: 

109

Minimum Fixed Account Rate Guarantee: 

1%

Free Withdrawals: 

Yes

Free Withdrawal Limit: 

10

Waiver of Withdrawal Charges: 

Available

Guaranteed Death Benefit: 

Available

Are Telephone Transactions Allowed: 

Yes

Commissions (Maximum): 

9%

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Key Phrases:

Glossary: 

Annuity

Variable Annuity

Key Phrases: 

Retirement

Retirement Cornerstone

Annuity Product Types: 

Variable Annuity

Retirement Cornerstone C Series

Annuity Product Types: 

Variable Annuity

Glossary: 

Annuity

Variable Annuity

Key Phrases: 

Retirement

Retirement Cornerstone

Company Offering: 

Axa Equitable

Variable Annuity Fields

Minimum Premium Payment: 

25000

Maximum Premium Payment: 

1500000

Minimum Additional Premium Payment: 

500

Maximum Age at Start of Contract: 

85 years

Minimum Total Fees and Expenses: 

2%

Maximum Total Fees and Expenses: 

4%

Minimum Mortality and Expense Risk Charge “M&E Fee”: 

1%

Maximum Mortality and Expense Risk Charge “M&E Fee”: 

1%

Administrative and Contract Maintenance Expense: 

0%

Administrative Fee: 

$30

Minimum Investment Management Fee: 

0%

Maximum Investment Management Fee: 

2%

Total Number of Investment Options: 

109

Maximum Number of Concurrent Investment Options: 

109

Minimum Fixed Account Rate Guarantee: 

1%

Free Withdrawals: 

Yes

Free Withdrawal Limit: 

100

Guaranteed Death Benefit: 

Available

Are Telephone Transactions Allowed: 

Yes

Commissions (Maximum): 

9%

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Key Phrases:

Glossary: 

Annuity

Variable Annuity

Key Phrases: 

Retirement

Retirement Cornerstone

Annuity Product Types: 

Variable Annuity

RiverSource Combination Retirement Annuity

Also see the product listing for the RiverSource Variable Retirement Annuity.

Glossary: 

Annuity

Variable Annuity

Key Phrases: 

Retirement

Annuity Product Types: 

Variable Annuity

Company Offering: 

River Source

Surrender Fees: 

7%

7%

7%

7%

7%

6%

5%

4%

3%

2%

1%

0%

Variable Annuity Fields

Maximum Premium Payment: 

50000

Minimum Additional Premium Payment: 

50

Minimum Total Fees and Expenses: 

2%

Maximum Total Fees and Expenses: 

2%

Minimum Mortality and Expense Risk Charge “M&E Fee”: 

1%

Maximum Mortality and Expense Risk Charge “M&E Fee”: 

1%

Administrative and Contract Maintenance Expense: 

0%

Administrative Fee: 

$30

Minimum Investment Management Fee: 

1%

Maximum Investment Management Fee: 

1%

Total Number of Investment Options: 

12

Maximum Number of Concurrent Investment Options: 

12

Guaranteed Death Benefit: 

Available

Are Telephone Transactions Allowed: 

Yes

Commissions (Maximum): 

4%

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Key Phrases:

Glossary: 

Annuity

Variable Annuity

Key Phrases: 

Retirement

Annuity Product Types: 

Variable Annuity

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