Retirement

RiverSource Retirement Advisor Advantage

Key Phrases: 

Retirement

Annuity Product Types: 

Variable Annuity

Company Offering: 

River Source

Surrender Fees: 

8%

8%

8%

7%

7%

6%

5%

4%

3%

2%

0%

Variable Annuity Fields

Minimum Premium Payment: 

2000

Maximum Premium Payment: 

100000

Minimum Additional Premium Payment: 

50

Maximum Age at Start of Contract: 

90 years

Minimum Total Fees and Expenses: 

1%

Maximum Total Fees and Expenses: 

3%

Minimum Mortality and Expense Risk Charge “M&E Fee”: 

1%

Maximum Mortality and Expense Risk Charge “M&E Fee”: 

1%

Administrative and Contract Maintenance Expense: 

0%

Administrative Fee: 

$30

Minimum Investment Management Fee: 

1%

Maximum Investment Management Fee: 

2%

Ability to Select Asset Allocation: 

Yes

Total Number of Investment Options: 

89

Maximum Number of Concurrent Investment Options: 

89

Free Withdrawals: 

Yes

Free Withdrawal Limit: 

10

Waiver of Withdrawal Charges: 

Available

Guaranteed Death Benefit: 

Available

Are Telephone Transactions Allowed: 

Yes

Commissions (Maximum): 

6%

• Read more about RiverSource Retirement Advisor Advantage

Key Phrases:

Key Phrases: 

Retirement

Annuity Product Types: 

Variable Annuity

RiverSource Retirement Advisor Advantage - Band 3

Annuity Product Types: 

Variable Annuity

Key Phrases: 

Retirement

Company Offering: 

River Source

Variable Annuity Fields

Minimum Total Fees and Expenses: 

1%

Maximum Total Fees and Expenses: 

2%

Minimum Mortality and Expense Risk Charge “M&E Fee”: 

1%

Maximum Mortality and Expense Risk Charge “M&E Fee”: 

1%

Administrative and Contract Maintenance Expense: 

0%

Administrative Fee: 

$30

Minimum Investment Management Fee: 

0%

Maximum Investment Management Fee: 

1%

Total Number of Investment Options: 

79

Maximum Number of Concurrent Investment Options: 

79

Free Withdrawals: 

Yes

Free Withdrawal Limit: 

100

• Read more about RiverSource Retirement Advisor Advantage - Band 3

Key Phrases:

Key Phrases: 

Retirement

Annuity Product Types: 

Variable Annuity

RiverSource Retirement Advisor Advantage Plus NY

Key Phrases: 

Retirement

Annuity Product Types: 

Variable Annuity

Company Offering: 

River Source

Surrender Fees: 

8%

8%

8%

7%

7%

6%

5%

4%

3%

2%

0%

Variable Annuity Fields

Minimum Premium Payment: 

2000

Maximum Premium Payment: 

999999

Minimum Additional Premium Payment: 

50

Maximum Age at Start of Contract: 

90 years

Minimum Total Fees and Expenses: 

1%

Maximum Total Fees and Expenses: 

3%

Minimum Mortality and Expense Risk Charge “M&E Fee”: 

1%

Maximum Mortality and Expense Risk Charge “M&E Fee”: 

1%

Administrative and Contract Maintenance Expense: 

0%

Administrative Fee: 

$50

Minimum Investment Management Fee: 

1%

Maximum Investment Management Fee: 

2%

Ability to Select Asset Allocation: 

Yes

Total Number of Investment Options: 

85

Maximum Number of Concurrent Investment Options: 

85

Free Withdrawals: 

Yes

Free Withdrawal Limit: 

10

Waiver of Withdrawal Charges: 

Available

Guaranteed Death Benefit: 

Available

Are Telephone Transactions Allowed: 

Yes

Commissions (Maximum): 

6%

• Read more about RiverSource Retirement Advisor Advantage Plus NY

Key Phrases:

Key Phrases: 

Retirement

Annuity Product Types: 

Variable Annuity

RiverSource Retirement Advisor Advantage Plus

Key Phrases: 

Retirement

Annuity Product Types: 

Variable Annuity

Company Offering: 

River Source

Surrender Fees: 

8%

8%

8%

7%

7%

6%

5%

4%

3%

2%

0%

Variable Annuity Fields

Minimum Premium Payment: 

2000

Maximum Premium Payment: 

999999

Minimum Additional Premium Payment: 

50

Maximum Age at Start of Contract: 

90 years

Minimum Total Fees and Expenses: 

1%

Maximum Total Fees and Expenses: 

3%

Minimum Mortality and Expense Risk Charge “M&E Fee”: 

1%

Maximum Mortality and Expense Risk Charge “M&E Fee”: 

1%

Administrative and Contract Maintenance Expense: 

0%

Administrative Fee: 

$50

Minimum Investment Management Fee: 

1%

Maximum Investment Management Fee: 

2%

Ability to Select Asset Allocation: 

Yes

Total Number of Investment Options: 

85

Maximum Number of Concurrent Investment Options: 

85

Free Withdrawals: 

Yes

Free Withdrawal Limit: 

10

Waiver of Withdrawal Charges: 

Available

Guaranteed Death Benefit: 

Available

Are Telephone Transactions Allowed: 

Yes

Commissions (Maximum): 

6%

• Read more about RiverSource Retirement Advisor Advantage Plus

Key Phrases:

Key Phrases: 

Retirement

Annuity Product Types: 

Variable Annuity

Prudential Premier Retirement Variable Annuities X Series

Glossary: 

Annuity

Variable Annuity

Key Phrases: 

Retirement

Annuity Product Types: 

Variable Annuity

Company Offering: 

Prudential

Surrender Fees: 

9%

9%

9%

9%

8%

8%

8%

5%

3%

0%

Variable Annuity Fields

Minimum Premium Payment: 

10000

Maximum Premium Payment: 

1000000

Minimum Additional Premium Payment: 

100

Maximum Age at Start of Contract: 

80 years

Minimum Total Fees and Expenses: 

2%

Maximum Total Fees and Expenses: 

4%

Minimum Mortality and Expense Risk Charge “M&E Fee”: 

2%

Maximum Mortality and Expense Risk Charge “M&E Fee”: 

2%

Administrative and Contract Maintenance Expense: 

0%

Administrative Fee: 

$50

Minimum Investment Management Fee: 

1%

Maximum Investment Management Fee: 

2%

Ability to Select Asset Allocation: 

Yes

Total Number of Investment Options: 

61

Maximum Number of Concurrent Investment Options: 

61

Free Withdrawals: 

Yes

Free Withdrawal Limit: 

10

Waiver of Withdrawal Charges: 

Available

Guaranteed Death Benefit: 

Available

Are Telephone Transactions Allowed: 

Yes

Commissions (Maximum): 

6%

• Read more about Prudential Premier Retirement Variable Annuities X Series

Key Phrases:

Glossary: 

Annuity

Variable Annuity

Key Phrases: 

Retirement

Annuity Product Types: 

Variable Annuity

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