Retirement

RiverSource Variable Retirement Annuity

Also see the product listing for the RiverSource Combination Retirement Annuity.

Glossary: 

Annuity

Variable Annuity

Key Phrases: 

Retirement

Annuity Product Types: 

Variable Annuity

Company Offering: 

River Source

Surrender Fees: 

7%

7%

6%

5%

4%

3%

2%

1%

0%

Variable Annuity Fields

Minimum Total Fees and Expenses: 

2%

Maximum Total Fees and Expenses: 

2%

Minimum Mortality and Expense Risk Charge “M&E Fee”: 

1%

Maximum Mortality and Expense Risk Charge “M&E Fee”: 

1%

Administrative and Contract Maintenance Expense: 

0%

Administrative Fee: 

$20

Minimum Investment Management Fee: 

1%

Maximum Investment Management Fee: 

1%

Total Number of Investment Options: 

12

Maximum Number of Concurrent Investment Options: 

12

Free Withdrawals: 

Yes

Free Withdrawal Limit: 

10

Waiver of Withdrawal Charges: 

Available

Guaranteed Death Benefit: 

Available

Are Telephone Transactions Allowed: 

Yes

Commissions (Maximum): 

4%

• Read more about RiverSource Variable Retirement Annuity

Key Phrases:

Glossary: 

Annuity

Variable Annuity

Key Phrases: 

Retirement

Annuity Product Types: 

Variable Annuity

RiverSource Retirement Advisor-Band 3

Annuity Product Types: 

Variable Annuity

Key Phrases: 

Retirement

Company Offering: 

River Source

Variable Annuity Fields

Minimum Total Fees and Expenses: 

1%

Maximum Total Fees and Expenses: 

2%

Minimum Mortality and Expense Risk Charge “M&E Fee”: 

1%

Maximum Mortality and Expense Risk Charge “M&E Fee”: 

1%

Administrative and Contract Maintenance Expense: 

0%

Administrative Fee: 

$30

Minimum Investment Management Fee: 

0%

Maximum Investment Management Fee: 

1%

Total Number of Investment Options: 

76

Maximum Number of Concurrent Investment Options: 

76

Free Withdrawals: 

Yes

Free Withdrawal Limit: 

100

• Read more about RiverSource Retirement Advisor-Band 3

Key Phrases:

Key Phrases: 

Retirement

Annuity Product Types: 

Variable Annuity

RiverSource Retirement Advisor NY

Key Phrases: 

Retirement

Annuity Product Types: 

Variable Annuity

Company Offering: 

River Source

Surrender Fees: 

7%

7%

6%

6%

5%

4%

2%

0%

Variable Annuity Fields

Maximum Premium Payment: 

100000

Minimum Additional Premium Payment: 

50

Maximum Age at Start of Contract: 

89 years

Minimum Total Fees and Expenses: 

1%

Maximum Total Fees and Expenses: 

3%

Minimum Mortality and Expense Risk Charge “M&E Fee”: 

1%

Maximum Mortality and Expense Risk Charge “M&E Fee”: 

1%

Administrative and Contract Maintenance Expense: 

0%

Administrative Fee: 

$30

Minimum Investment Management Fee: 

1%

Maximum Investment Management Fee: 

2%

Ability to Select Asset Allocation: 

Yes

Total Number of Investment Options: 

86

Maximum Number of Concurrent Investment Options: 

86

Free Withdrawals: 

Yes

Free Withdrawal Limit: 

10

Waiver of Withdrawal Charges: 

Available

Guaranteed Death Benefit: 

Available

Are Telephone Transactions Allowed: 

Yes

Commissions (Maximum): 

6%

• Read more about RiverSource Retirement Advisor NY

Key Phrases:

Key Phrases: 

Retirement

Annuity Product Types: 

Variable Annuity

RiverSource Retirement Advisor

Key Phrases: 

Retirement

Annuity Product Types: 

Variable Annuity

Company Offering: 

River Source

Surrender Fees: 

8%

8%

8%

7%

7%

6%

5%

4%

3%

2%

0%

Variable Annuity Fields

Maximum Premium Payment: 

1000000

Minimum Additional Premium Payment: 

50

Maximum Age at Start of Contract: 

90 years

Minimum Total Fees and Expenses: 

1%

Maximum Total Fees and Expenses: 

3%

Minimum Mortality and Expense Risk Charge “M&E Fee”: 

1%

Maximum Mortality and Expense Risk Charge “M&E Fee”: 

1%

Administrative and Contract Maintenance Expense: 

0%

Administrative Fee: 

$30

Minimum Investment Management Fee: 

1%

Maximum Investment Management Fee: 

2%

Ability to Select Asset Allocation: 

Yes

Total Number of Investment Options: 

86

Maximum Number of Concurrent Investment Options: 

86

Free Withdrawals: 

Yes

Free Withdrawal Limit: 

10

Waiver of Withdrawal Charges: 

Available

Guaranteed Death Benefit: 

Available

Are Telephone Transactions Allowed: 

Yes

Commissions (Maximum): 

6%

• Read more about RiverSource Retirement Advisor

Key Phrases:

Key Phrases: 

Retirement

Annuity Product Types: 

Variable Annuity

RiverSource Retirement Advisor Advantage NY

Key Phrases: 

Retirement

Annuity Product Types: 

Variable Annuity

Company Offering: 

River Source

Surrender Fees: 

7%

7%

6%

6%

5%

4%

2%

0%

Variable Annuity Fields

Minimum Premium Payment: 

2000

Maximum Premium Payment: 

100000

Minimum Additional Premium Payment: 

50

Maximum Age at Start of Contract: 

89 years

Minimum Total Fees and Expenses: 

1%

Maximum Total Fees and Expenses: 

3%

Minimum Mortality and Expense Risk Charge “M&E Fee”: 

1%

Maximum Mortality and Expense Risk Charge “M&E Fee”: 

1%

Administrative and Contract Maintenance Expense: 

0%

Administrative Fee: 

$30

Minimum Investment Management Fee: 

1%

Maximum Investment Management Fee: 

2%

Ability to Select Asset Allocation: 

Yes

Total Number of Investment Options: 

89

Maximum Number of Concurrent Investment Options: 

89

Free Withdrawals: 

Yes

Free Withdrawal Limit: 

10

Waiver of Withdrawal Charges: 

Available

Guaranteed Death Benefit: 

Available

Are Telephone Transactions Allowed: 

Yes

Commissions (Maximum): 

6%

• Read more about RiverSource Retirement Advisor Advantage NY

Key Phrases:

Key Phrases: 

Retirement

Annuity Product Types: 

Variable Annuity

Pages