Retirement

Hartford's Personal Retirement Manager L-Share

Annuity Product Types: 

Variable Annuity

Key Phrases: 

Retirement

Glossary: 

Annuity

Variable Annuity

Company Offering: 

The Hartford

Web Site: 

http://www.hartfordinvestor.com/servlet/Satellite?c=HLI01Product&cid=1284290198324&hig_tab=literature&p=1284290198728&pagename=Investor%2FHLI01Product%2FHI_Product&noindex=true

Surrender Fees: 

7%

6%

5%

4%

0%

Variable Annuity Fields

Minimum Premium Payment: 

10000

Maximum Premium Payment: 

1000000

Minimum Additional Premium Payment: 

500

Maximum Age at Start of Contract: 

80 years

Minimum Total Fees and Expenses: 

2%

Maximum Total Fees and Expenses: 

4%

Minimum Mortality and Expense Risk Charge “M&E Fee”: 

1%

Maximum Mortality and Expense Risk Charge “M&E Fee”: 

1%

Administrative and Contract Maintenance Expense: 

0%

Administrative Fee: 

$30

Minimum Investment Management Fee: 

1%

Maximum Investment Management Fee: 

2%

Ability to Select Asset Allocation: 

Yes

Total Number of Investment Options: 

62

Maximum Number of Concurrent Investment Options: 

62

Free Withdrawals: 

Yes

Free Withdrawal Limit: 

5

Waiver of Withdrawal Charges: 

Available

Guaranteed Death Benefit: 

Available

Are Telephone Transactions Allowed: 

Yes

Commissions (Maximum): 

6%

• Read more about Hartford's Personal Retirement Manager L-Share

Key Phrases:

Glossary: 

Annuity

Variable Annuity

Key Phrases: 

Retirement

Annuity Product Types: 

Variable Annuity

Hartford's Personal Retirement Manager C-Share

Annuity Product Types: 

Variable Annuity

Key Phrases: 

Retirement

Glossary: 

Annuity

Variable Annuity

Company Offering: 

The Hartford

Web Site: 

http://www.hartfordinvestor.com/servlet/Satellite?c=HLI01Product&cid=1072188777784&hig_tab=literature&p=1127108823345&pagename=Investor/HLI01Product/HI_Product&noindex=true

Surrender Fees: 

2%

0%

Variable Annuity Fields

Minimum Premium Payment: 

10000

Maximum Premium Payment: 

1000000

Minimum Additional Premium Payment: 

500

Maximum Age at Start of Contract: 

80 years

Minimum Total Fees and Expenses: 

2%

Maximum Total Fees and Expenses: 

4%

Minimum Mortality and Expense Risk Charge “M&E Fee”: 

1%

Maximum Mortality and Expense Risk Charge “M&E Fee”: 

1%

Administrative and Contract Maintenance Expense: 

0%

Administrative Fee: 

$30

Minimum Investment Management Fee: 

1%

Maximum Investment Management Fee: 

2%

Ability to Select Asset Allocation: 

Yes

Total Number of Investment Options: 

62

Maximum Number of Concurrent Investment Options: 

62

Free Withdrawals: 

Yes

Free Withdrawal Limit: 

5

Waiver of Withdrawal Charges: 

Available

Guaranteed Death Benefit: 

Available

Are Telephone Transactions Allowed: 

Yes

Commissions (Maximum): 

7%

• Read more about Hartford's Personal Retirement Manager C-Share

Key Phrases:

Glossary: 

Annuity

Variable Annuity

Key Phrases: 

Retirement

Annuity Product Types: 

Variable Annuity

Hartford's Personal Retirement Manager B-Share

Annuity Product Types: 

Variable Annuity

Key Phrases: 

Retirement

Glossary: 

Annuity

Variable Annuity

Company Offering: 

The Hartford

Web Site: 

http://www.hartfordinvestor.com/servlet/Satellite?c=HLI01Product&cid=1072188777772&hig_tab=literature&p=1127108823266&pagename=Investor/HLI01Product/HI_Product&noindex=true

Surrender Fees: 

7%

7%

7%

6%

5%

4%

3%

2%

0%

Variable Annuity Fields

Minimum Premium Payment: 

5000

Maximum Premium Payment: 

1000000

Minimum Additional Premium Payment: 

500

Maximum Age at Start of Contract: 

80 years

Minimum Total Fees and Expenses: 

1%

Maximum Total Fees and Expenses: 

3%

Minimum Mortality and Expense Risk Charge “M&E Fee”: 

0%

Maximum Mortality and Expense Risk Charge “M&E Fee”: 

0%

Administrative and Contract Maintenance Expense: 

0%

Administrative Fee: 

$30

Minimum Investment Management Fee: 

1%

Maximum Investment Management Fee: 

2%

Ability to Select Asset Allocation: 

Yes

Total Number of Investment Options: 

62

Maximum Number of Concurrent Investment Options: 

62

Free Withdrawals: 

Yes

Free Withdrawal Limit: 

5

Waiver of Withdrawal Charges: 

Available

Guaranteed Death Benefit: 

Available

Are Telephone Transactions Allowed: 

Yes

Commissions (Maximum): 

7%

• Read more about Hartford's Personal Retirement Manager B-Share

Key Phrases:

Glossary: 

Annuity

Variable Annuity

Key Phrases: 

Retirement

Annuity Product Types: 

Variable Annuity

The Guardian Retirement Asset Manager Variable Annuity

Glossary: 

Annuity

Asset

Variable Annuity

Key Phrases: 

Retirement

Annuity Product Types: 

Variable Annuity

Company Offering: 

Guardian Life

Surrender Fees: 

7%

6%

5%

4%

3%

2%

1%

0%

Variable Annuity Fields

Minimum Premium Payment: 

500

Maximum Premium Payment: 

2000000

Minimum Additional Premium Payment: 

100

Minimum Total Fees and Expenses: 

2%

Maximum Total Fees and Expenses: 

4%

Minimum Mortality and Expense Risk Charge “M&E Fee”: 

1%

Maximum Mortality and Expense Risk Charge “M&E Fee”: 

1%

Administrative and Contract Maintenance Expense: 

0%

Administrative Fee: 

$35

Minimum Investment Management Fee: 

0%

Maximum Investment Management Fee: 

2%

Ability to Select Asset Allocation: 

Yes

Total Number of Investment Options: 

43

Maximum Number of Concurrent Investment Options: 

19

Minimum Fixed Account Rate Guarantee: 

3%

Free Withdrawals: 

Yes

Free Withdrawal Limit: 

10

Guaranteed Death Benefit: 

Available

Are Telephone Transactions Allowed: 

Yes

Commissions (Maximum): 

7%

• Read more about The Guardian Retirement Asset Manager Variable Annuity

Key Phrases:

Glossary: 

Annuity

Asset

Variable Annuity

Key Phrases: 

Retirement

Annuity Product Types: 

Variable Annuity

Fidelity Retirement Reserves

Annuity Product Types: 

Variable Annuity

Key Phrases: 

Retirement

Company Offering: 

Fidelity

Variable Annuity Fields

Minimum Premium Payment: 

2500

Minimum Additional Premium Payment: 

250

Minimum Total Fees and Expenses: 

1%

Maximum Total Fees and Expenses: 

3%

Minimum Mortality and Expense Risk Charge “M&E Fee”: 

1%

Maximum Mortality and Expense Risk Charge “M&E Fee”: 

1%

Administrative and Contract Maintenance Expense: 

0%

Administrative Fee: 

$30

Minimum Investment Management Fee: 

0%

Maximum Investment Management Fee: 

2%

Total Number of Investment Options: 

56

Maximum Number of Concurrent Investment Options: 

56

Guaranteed Death Benefit: 

Available

Are Telephone Transactions Allowed: 

Yes

Commissions (Maximum): 

2%

• Read more about Fidelity Retirement Reserves

Key Phrases:

Key Phrases: 

Retirement

Annuity Product Types: 

Variable Annuity

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