Annuities Information

What happens if I die 5 years into a 9 year annuity? Can my heirs still receive the principal?

The question basically deals with the issues of revocability and

Are there indexed annuities that track the CPI or other direct inflation indicator?

Good question.

I have moved this question to the discussion forum since FAQs are limited to a certain number of characters.

The discussion thread can be found here:



What are the downsides of a GLWB rider for the annuitant?

This question is answered and open for discussion in the forum section and can be accessed by clicking on the following:

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Where did you finally locate the actual study I have looke everywhere and cannot find it Thanks, mjm in Hawaii

Thanks for the question.  I will actually move this to the forum section and create a new topic there under annuities.

Short answer is that the study is not published. Prof. Babbel was kind enough to provide access to it.

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At what age is an annuity the most useful for an individual?

In a very general sense, annuities are most often used by individuals who are approaching retirement or in retirement.  Annuities can be very useful for people who need to create secure

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