Defined terms for the annuity market and lifetime income landscape.
Income view is the Longevity Standard analytical frame that fixes a savings balance and compares the lifetime annual income each arrangement produces from it. Why it matters Most people look at their retirement account statement and ask what the balance will produce as income — a natural question that deserves a careful answer. Income view is the frame that meets the question where it sits. How it works Income view holds the savings balance constant and lets the lifetime annual
An index crediting strategy is the complete specification of how an indexed annuity calculates the credit for a crediting period, including the underlying index, the calculation method, and the parameter terms that govern how index movement translates into the credit applied to the contract. Why it matters An index crediting strategy is the analytical unit at which an indexed annuity is meaningfully evaluated. A contract typically offers multiple strategies — different combination
