Articles
Reference articles and commentary on annuities, lifetime income, and retirement finance. Updated over time.
The Best Financial Planning Resources are Affordable and Far Removed from Wall Street
There are many affordable things we can do independently of Wall Street to safely and significantly raise our standards of living.
Battle Lines Being Drawn Over Fiduciary Status of Financial Advisors
There is a key point of distinction that exists in the world of financial advice and vast majority of people are unaware that it exists. The defining issue is whether a financial advisor actually assumes the role of fiduciary. Fiduciary responsibility is important because it basically means that…
A Benchmark for Lifetime Income
Performance standards such as the proposed retirement income benchmark are exactly what the emerging retirement income industry needs.
Are Inflation Adjusted Annuities Worth the Cost?
At the moment, it appears that inflation protection for fixed annuities is not worth the additional cost.
Annuity Industry Pioneer Jerry Golden at Work on his Latest Venture
Jerry Golden--often referred to as the father of variable life insurance and variable annuities--has had a distinguished career as an innovator and entrepreneur in both the insurance and personal retirement businesses.
Another Perspective on Sequence of Returns through Low Volatility Investing
Financial advisors and retirees should be aware of the profound impact that a low volatility portfolio can have on investment performance and, consequently, retirement spending sustainability.
Annuity Digest Site Redesign
Annuity Digest Visitors: This week AnnuityDigest.com has been re-launched with a new and improved design.
Annuity Criticisms Often Boil-Down to Control of Assets
The control of assets issue should make financial services consumers equally if not more wary when their financial advisor never bothers to even mention the word annuity.
Anna Rappaport on Annuities and Planning for the Long Term
Anna Rappaport is widely recognized as a leading expert on retirement systems, workforce issues, the impact of changing demographics and women’s retirement security .
Annuities and the Financial Media – Don’t Believe Everything You Read
The annuity industry is a large and increasingly important part of the financial services landscape. Millions of Baby Boomers are retiring and will be in need of stable sources of income and protection from longevity risk. Given the industry’s size and importance, the lack of positive press,…
Annuities and Other Forms of Guaranteed Income are Priorities for the Obama Administration
Much has been written over the past couple of weeks about the Obama Administration's support of annuities. The New York Times ran a story about the "unloved annuity getting a hug from Obama." Bloomberg featured an article in its personal finance section describing the potential, the pitfalls and…
5 Reasons to Question the Recent Indexed Annuity Article in Bloomberg
An article on indexed annuities appeared in Bloomberg yesterday ( click here to read ).